Confirm Eligibility
QCD rules generally apply to eligible IRA owners age 70½ or older. Confirm your current eligibility with your IRA custodian or tax advisor.
IRA Giving
Make an eligible IRA gift directly to the mission.
A qualified charitable distribution, or QCD, is a direct distribution from an eligible IRA to an eligible charity. For qualifying donors, it may also count toward a required minimum distribution.
How a QCD Works
Keep the transfer direct and documented.
The IRA trustee or custodian controls the distribution. Start with the institution that holds your IRA and use the Foundation's exact legal details.
Request a Direct Transfer
Ask the IRA trustee or custodian to make the distribution directly to Chahal Foundation rather than paying it to you first.
Include Identifying Details
Ask the custodian to include your name and contact information so the Foundation can match and acknowledge the gift.
Current rule check
Confirm the annual limit and account rules before requesting the transfer.
The federal QCD exclusion limit is indexed and eligibility depends on the owner, account, distribution, recipient, and current law. Confirm the applicable 2026 limit and requirements with the IRA custodian or a qualified adviser before requesting a transfer.
Review current IRS QCD guidance- Legal name
- Chahal Foundation
- EIN / Tax ID
- 39-5160137
- Tax status
- 501(c)(3) public charity
- Public charity status
- 170(b)(1)(A)(vi)
Before the custodian sends the gift
- Confirm that the account and distribution qualify under current IRS rules.
- Confirm that payment will be made directly to the Foundation.
- Ask how the custodian will identify you on the check or transfer.
- Keep the custodian records and the Foundation acknowledgment.
Protect your financial information
Do not send an IRA account number, Social Security number, account balance, login, or transfer authorization through a website form. The Foundation can provide receiving details, while your custodian controls the transfer.
QCD Support
Request receiving details or notify us of a pending gift.
The Foundation only needs enough information to help the custodian route the gift and identify it when it arrives.
Get help with an IRA charitable gift
Tell us whether you need receiving instructions or have already asked your IRA custodian to send a gift.
This page provides general charitable-giving information and is not tax, legal, or investment advice. Confirm eligibility, exclusions, limits, and reporting with your IRA custodian and professional advisors.